Skip to main content

Country Estate Insurance

When you’re country living but not farming

Protect your rural property with country estate insurance from Ellington Mutual. Even residents not actively farming should safeguard their rural structures and farm equipment with insurance for their country estate. Insure all of your belongings under one convenient policy. Keep your country coverage close to home with our local Wisconsin-based insurance company.

Country estate insurance that protects your peace of mind

You need more than a homeowner’s policy for your rural farm property. If you have farming equipment and farm structures or other property, Ellington Mutual can match tailored coverage to your property needs. That includes protecting tractors, brush hogs and more.

An image of an abandoned home with a a green cut lawn at dusk.
An icon vector graphic of a windmill

Protect your farm property from:

An icon vector graphic of fire.


An icon vector graphic of a lightning bolt.


An icon vector graphic of cloud with hail


An icon vector graphic of a cloud and snow


An icon vector graphic of smoke


An icon vector graphic of a cloud and sleet mixed with snow

Sleet and Snow

An icon vector graphic of ice

Weight of Ice

An icon vector graphic of two bandaids crossing.

Falling Objects

An icon vector graphic of house with a wrench inside.


An icon vector graphic of a spraycan spraying.


An icon vector graphic of a jewlery ring.


Connect with an agent for coverage specifics

Level of coverage is indicated by plan specifics. Contact a local agent for more information about insurance for your country estate.

Insure the rural buildings on your country estate

Our plans help preserve your rural structures, both old and new. We offer first-rate protection for:

  • Barns
  • Silos
  • Sheds
  • Coups
  • Storage

Farm vehicles and equipment can also be added to our individualized plans.

A red barn in palouse washington in a wheat field with a beautiful pink and purple sky.
An icon vector graphic of a barn.

Additional coverage that fits your country lifestyle

Benefit from a single policy that incorporates coverage for both your rural assets and your home. Rest assured with the peace of mind that your estate is covered comprehensively.

Policy add-ons include:

Personal property

  • Recreational vehicles, including ATVs and snowmobiles.
  • Jewelry
  • Fine art
  • Firearms
  • Collectibles

Identity fraud

If someone steals your identity, you shouldn’t have to pay to get it back.

Accidents on the property

Be covered for tractor accidents, equipment hazards, falls, dog bites or property damage.


A plan that accounts for your farm animals, including horses.

Swimming pools

Protect your pool against above-ground damage, wind damage to the cover or other incidents affecting the pool’s structural integrity.

Sewer and sump pump backup

We’re here for you when things go wrong. Plumbing issues? We cover damage to your property.

Rented property

Coverage is available for rented farms and seasonal properties or condos.

New construction

Safeguard your new home construction, including coverage for building material damage or theft.

Equipment breakdown

As equipment on your property wears down, get a policy that covers the cost.

Country estate insurance for liability—without the headache

Choose comprehensive personal liability up to $1,000,000 depending on your coverage requirements. Protect yourself from liability resulting from bodily injury or property damage. With country estate insurance from Ellington Mutual, you can have security and peace of mind if an accident happens.

A scenic view of a farm gateway going into a green meadow with a white house in the distance.
An icon vector graphic of a fence.
An angled view of a red barn with a metal roof with a forest running parallel to a green pasture.

Add additional liability coverage with an umbrella insurance policy.

Add an umbrella insurance coverage to any exiting Ellington Mutual policy to protect you from liability, up to $2,000,000.

Get a country estate insurance quote

Connect with independent agents just down the road from you. We’re ready to match your property with the right coverage, right here at home.